The simplest AI collections assistant for solo Stripe users. Connect your Stripe account in one click, and we'll chase overdue invoices with personalized, escalating reminders — so you get paid without lifting a finger.
One click. No config files, no webhook setup, no API keys to copy. We handle everything.
Draft (you approve), Semi-Auto (friendly reminders auto-send), or Full Auto (hands-off). You're always in control.
When an invoice goes overdue, we send personalized, polite reminders that escalate naturally. Payment detected? Sequence stops instantly.
That's a hard sell when it's your customers on the other end of the email. So we built it differently — you start exactly as hands-on as you want, and earn your way to hands-off.
“Hey Alex, just a quick nudge that invoice #1042 for $450 was due yesterday…”
“Following up on invoice #1042 ($450, due Jun 1). It's now 9 days past due — is anything blocking payment on your end?”
“Final notice before further follow-up. Please settle invoice #1042 at your earliest convenience.”
You approve everything
Every email is drafted and queued for your approval. Nothing sends without you — ever.
Friendly reminders send themselves
Stage 1 friendly reminders run on their own. Stages 2–3 still wait for your sign-off.
Fully hands-off
The whole sequence runs without you. You're notified when something happens — payment received, sequence escalated — never bothered to make it happen.
The moment a payment is detected, the entire sequence stops — no exceptions.
Before every send, the pipeline re-checks the invoice. Paid? That customer's sequence is done.
Switch modes any time, per-customer if you want. Nothing here is locked in.
Same invoice, two very different follow-ups.
Typical automated reminder
Subject: Invoice #1024 is overdue
Dear Client,
Your invoice #1024 for $450.00 is now 5 days overdue. Please remit payment at your earliest convenience.
Thank you,
ACME Services
Personalized, relationship-aware
Subject: Quiet nudge — invoice #1024
Hi Sarah,
Hope the new site launch went well this week. Just a quick heads-up that invoice #1024 for the landing page redesign ($450) passed its due date — no rush if it's just slipped your mind.
Let me know if anything looks off. Cheers,
Alex at ACME Services
You're trusting us with your customers and your cash flow. Here's exactly what we ask for — and what we never do.
Exactly two read-only permissions, nothing more, nothing hidden:
invoice_read— so we can see which invoices are overdue.customer_read— so we know who to address and how.No write permissions. The app can't modify invoices, customers, or payment methods.
CollectionsCopilot sends polite, personalized payment reminders — never legal threats, never harassment. Our AI is explicitly instructed to preserve your customer relationships, not damage them. If you need formal debt collection, this isn't the tool for that.
Right now, reply detection isn't automatic — if a customer replies to a reminder, their message goes to your inbox, not ours. We recommend checking your inbox during active sequences. Automatic reply detection and pausing is on our near-term roadmap.
Draft up to 5 real overdue invoices for free. Subscribe when you're ready to unlock sending — no contracts, cancel in one click.
Free forever, no card required
Connect your Stripe account and see AI-drafted reminders for your real overdue invoices — up to 5 drafts. Nothing sends until you subscribe.
$15/month
Unlock sending with Trust Mode and run personalized reminder sequences for your overdue invoices.
$29/month
Unlock sending at scale with fully autonomous collections and advanced controls.
Late fee legality and limits vary by state/country — you're responsible for confirming your late fee terms comply with applicable law before enabling this feature.
The honest answers to the questions we'd ask, if we were you.
No. Each email is either AI-generated using your invoice history and customer context, or uses carefully written fallback templates that vary by stage. The AI is prompted to write like a human who cares about the relationship — never copy-paste, never robotic. Want to hear it before subscribing? Free Draft Mode lets you preview real drafts from your own invoices.
Yes. Switch to Draft Mode — nothing sends without your approval. You can also disconnect your Stripe account from the Stripe Dashboard at any time, and the moment a customer pays, their sequence stops on its own.
Yes. CollectionsCopilot monitors your Stripe invoices regardless of whether they're one-off or subscription-based. If it's overdue in Stripe, we'll help you follow up.
Yes — Free Draft Mode is free forever, no card required. Connect your Stripe account and see real AI-drafted reminders for up to 5 of your overdue invoices. Nothing sends until you subscribe.
Stripe's native reminders send one-size-fits-all notifications — CollectionsCopilot escalates through multiple stages with personalized context, and gives you control over when and how each follow-up goes out. Stripe's tool reminds; ours recovers.
If a customer disputes an invoice, the sequence pauses immediately — you'll be notified and can decide how to proceed. If someone wants to opt out, they can use the unsubscribe link in any email we send, and we'll stop all automated follow-ups to them. You can also manually pause or cancel any sequence from the dashboard.
Connect your Stripe account and let CollectionsCopilot handle the follow-ups. Polite, personalized, and persistent — without you lifting a finger.
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